Protecting your family's most important asset.
You.
At Parachute Insurance we realise that life doesn't always go to plan. We are here to help you protect your family and your financial future with a range of insurance products, each tailored to your specific needs.
Speak to one of our advisors today, at no cost...and no obligation.
Insurance can be overwhelming, so let us take care of it.
At no cost to you.
We are a family run, New Zealand business. Our team of Philippino advisors loves nothing more than seeing our community sleep peacefully at night. Knowing that they're protected against the worst happening.
Because insurance is like a parachute, you don't ever want to need it, and not have it!
The right insurance plan for every need.
Free Advice
The starting point of your insurance journey. One of our friendly advisors will quickly assess your personal needs and offer a range of products.
learn more
Life Insurance
Our most popular product. It's very sad that death is inevitable but you can protect your dependants easily and affordably with one of our plans.
learn more
Health Insurance
Don't put your health in the hands of the public system alone. You can ensure you get the fastest priority treatment with one of our health insurance options.
learn more
Trauma Insurance
A trauma insurance is sometimes also called 'critical illness' or 'recovery insurance'. It pays a lump sum amount if you suffer a critical illness or serious injury.
learn more
Total Permanent Disability
Should you become partly or totally disabled, we have a product to suit your needs.
learn more
Specific Injury
To protect yourself against a break, separately to ACC, take our specific injury cover and get a one off cash payout.
learn more
Income & Mortgage Protection
Specific cover to guard against loss of income and issues with mortgages. Speak to an advisor today!
learn more
Group Business Insurance
You know that your growing business needs to take care of your staff, as the lifeblood of your organisation. Parachute can help you with group based cover on Life, Health, Trauma or a range of other products.
learn more
Will & EPA
If you're on the lookout for a cost-effective, legally-binding, and simple process to create your Will the way you want - then you've come to the right place.
learn more
Help With Claims
Don't worry! If the worst does happen, we'll guide you through the process of making a claim. One of our advisors will be available to support you all the way.
learn moreFind the answers to your questions here.
We know that Insurance can be confusing and we are here to help you understand your options!
If you’ve recently found yourself pondering, “Am I too young for life insurance?” then rest assured, you’re NOT!
While life insurance is often seen as a necessity for older adults, securing a policy at a younger age can be a wise and strategic decision.Consider life insurance as a vital safety net.
Although it may not be top of mind while you’re busy enjoying life—traveling, pursuing your career, or spending quality time with friends—investing in a policy now can lead to significantly lower premiums compared to waiting until later in life.
The earlier you secure coverage, the more affordable it tends to be. Additionally, if you have dependents—be it children, a partner, or even a pet—life insurance provides peace of mind, ensuring that they are financially protected in the event of the unexpected.
In summary, while youth often brings a sense of invincibility, considering life insurance is a proactive step toward safeguarding your financial future. It’s not merely a concern for older individuals; it’s a responsible choice for anyone looking to invest in their long-term financial well-being.
At Parachute, we’re not just another corporate giant churning through policies! We’re a small, family-owned business that genuinely cares about your unique needs.
Think of us as your personal insurance advisors—like having a knowledgeable mate who’s always got your back. We take the time to understand your individual situation and goals, ensuring that the advice you receive is truly personalised.
Our mission isn’t to fit you into a "one-size-fits-all" policy. It’s to help you find the coverage that best suits your life.We believe that insurance should be more than just a checkbox on your to-do list.
It’s about peace of mind, knowing you’re protected when life throws a curveball. Plus, being a family business means we treat our clients like family—no salesy gimmicks, just genuine conversations and support.
So, if you want an insurance broker who puts your interests first and offers tailored solutions, look no further! At Parachute, we’re here to help you navigate the world of insurance with a personal touch.
We hear this question a lot.
In short.... yes you do!
You're always better off securing a great policy when you are younger and healthier because it will cost you less! In some cases, you can even fix the cost for a period of time so that it doesn't continually increase with your age.
There are lots of options available and we want to give you the right policy at a great price, so speak to one of our friendly team today!
Well, while ACC (the Accident Compensation Corporation) does cover many injuries, it’s not the all-encompassing safety net you might hope for.
ACC is great at covering the costs of treatment and rehabilitation, as well as up to 80% of your pay. This will not completely replace your take home pay and may have a significant financial impact on your family and lifestyle. That’s where a specific injury cover comes in.
Imagine this: you take a tumble while chasing that elusive goal, and suddenly you’re out of commission. ACC will help with the medical bills and part of your wages but it won’t replace your lost income fully or provide a financial cushion during your recovery.
That’s where specific injury cover shines. With this insurance, you’ll receive a lump sum payout if you suffer a covered injury. This means you can focus on healing rather than stressing over finances.
So, while ACC is fantastic for medical costs and the bulk of your income, a specific injury cover ensures you’re protected against the unexpected twists and turns of your sporting adventures. After all, it’s better to be safe than sorry when it comes to your active lifestyle!
Our initial advice is always free if you take out a cover with us or not.
If you decide to go ahead with an insurance cover and then cancel it within a 24 month period, we would consider this an early cancellation and on-charge you for the time we spend setting your initial cover in place. This would exclude financial hardship.
Otherwise you will never pay us anything directly. It doesn't matter how many meetings or conversations we need to have to get your policies in place and how many follow-up calls or questions you ask!
We have a relationship with insurers, and we are remunerated by them.
See our disclosure statement for more info.
At Parachute, we pride ourselves on providing personalised advice tailored to your unique needs.
Unlike those big banks or corporate insurance companies that often treat customers like a number, we take the time to understand your situation and what coverage you really need.
When you work with us, we dig deep to find the right policies for you, which means you’re less likely to overpay for unnecessary extras. Those large companies might push you into a cookie-cutter plan, leaving you with features you don’t even want (seriously, who needs zombie apocalypse coverage?).
By focusing on your individual circumstances, we ensure that you only pay for what you actually need. Plus, our ongoing support means we’ll keep reviewing your policies as your life changes—because life happens, and so should your insurance!
So, if you’re tired of feeling like just another cog in a corporate machine, come chat with us at Parachute. We’re here to help you save money while giving you peace of mind, all with that warm, personal touch. Who knew saving money could feel so good?
Our clients love us.
